Kotak 811 Account – Benefits and Offers

In this world, each and every single thing is digitalised. It is actually very appropriate and useful to have such a benefit. People don’t have to do hectic tas to attain anything anymore. It is all just a click away. Let it be shopping fashion, Groceries, Furniture, Electronics, Medical help, Banking etc. We no more carry money around, it’s all online. Now you can even open an account online. It is the best time, day by day things are getting more digitalised. That is even better, life is getting simpler and smoother.

It is in fact very safe to digitalise your money dealings. Then you can have a correct track of all your dealings, transactions etc. No more paper works or losing your bills etc. This is a great add up in digital banking.

Kotak 811 is that one account everyone should own because it comes with a lot of benefits and very easy to open up. Kotak 811 claims to be India’s first instant downloadable account. ‘811’ came from the date when the digitalization marked its first step, the day when PM announced the demonetization move.

Check out the benefits and perks of the Kotak 811 account. Have the best banking experience with Kotak.


Contents

  • What is Kotak 811 Account :
  • What are the Features and Benefits Kotak 811 Account :
  • Zero Balance Account :
  • Scan and Pay :
  • App with Various Features :
  • Virtual Debit Card Accessibility :
  • Kotak Mahindra Bank New Offers
  • KayMall – Kotak Bank Offer on IRCTC :
  • KayMall – Kotak Bank New User Offer on Flights:
  • Kotak Bank Offer on Clovia :
  • Kotak Bank Offer – Kalyan Jewellers :
  • Kotak Bank Offer on Mfine App :
  • Kotak Bank Offer on PharmEasy :
  • Kotak Bank Offer on MakeMyTrip :
  • Kotak Bank Offer on Travelyaari :
  • Kotak Bank Offer on 1mg :
  • Kotak Bank Offer on Four Fountains Spa :
  • EaseMyTrip :
  • Kotak Bank Offers on Domestic Flights / Hotels –
  • Kotak Bank Offers on International Flights / Hotels –
  • Kotak Bank Offers on Swiggy :
  • Popular Kotak Bank Offers
  • Kotak Bank Offers on Amazon :
  • Kotak Bank Offers on Flipkart :
  • Airport Lounge Access :
  • Kotak Bank Offer on Insurance :
  • Apple Dream Big EMI :
  • Every Day Offers
  • Reliance Digital :
  • Tata Cliq Offer :
  • Myntra :
  • Big Basket – Big Savings :
  • Swiggy – Instant Food & Instant Discount :


What is Kotak 811 Account :

There is a lot to be impressed with Kotak, as a customer. Every bank particularly have specific charges, you have to only make sure that you are aware of it properly. That is actually not an issue because it has all been digitalized and made simple for us. The charges they apply are applicable. Otherwise, open up a savings account with a minimum balance, eg; AMB – (Average Monthly Balance) of Rs.3,000 / Rs.5,000 / Rs.10,000.

You can link Kotak 811 account with other platforms like PayPal etc, and get money transferred directly to your account. It has no limitations as a normal bank account. Kotak 811 has expanded shop and pay features, with many merchants, apps like Goibibo, Flipkart, PVR, etc under one App through the bank.

  • Kotak 811 provides the best banking in class services.
  • Rs.3 is charged per deposition Rs.1,000 (After you first ever transaction).
  • This charge is also applicable to the deposition of Rs.10,000, within a month.
  • You can deposit money in your nearby Mahindra Bank or Deposit Machine.

What are the Features and Benefits Kotak 811 Account :

The process is very quick as ever, assures to take only 5 minutes to enter. You can download the App or by giving a miss call. Instantly open up the account with Adhar Card, Pan card and also with KYC.

Install the App, enter your Adhar number as well as Pan number. Fill out other few details, then you are good to start with the 811.

  • App with the best features, you can directly scan and pay.
  • Kotak 811 is a zero balance account, which means you are free of maintaining a minimum balance.
  • A checkbook is provided.
  • Interest per annum – 6%.

At Rs.200, you can attain a VISA card (Virtual and physical debit card). It can be used internationally as it is accepted all around the world.

Kotak 811

  • assures safe and secure finance managing.
  • Avail Loans, manage investments.

Get all the services and offers of a regular savings account. As the WhatsApp moment plan introduced to the banking world, open the savings account in the phone with the Adhar OTP authentication.

Zero Balance Account :

Zero Balance accounts are always beneficial to have because you will be free of maintaining the minimum balance amount. It is always better to open up a Zero Balance account for the all-time use.

On savings account, get a good interest rate from 5-6% p.a. With the balance starting over 1 lakh (earn 5% interest) up to 5 crores (earn 5.5% interest), get 6% interest. So no loss over not having to maintain a minimum balance, but get perks for if you are maintaining an amount, which sounds great.

Scan and Pay :

Pay for your Groceries, Tickets, Movies, Shopping, etc with the scan and pay feature. No need of keeping cash in hand or swiping cards. Now only a few stores are available but soon it will be expanded to a wide variety of stores.

App with Various Features :

The App has a lot of multiple features. Now you can shop from various platforms with one app. There is no need for loading your phone with many Apps. Shop, Subscribe to Magazines, Book Movie Tickets, Flight Tickets, etc through one single App.

Virtual Debit Card Accessibility :

No more old age plastic Debit Cards. Enjoy the virtual Debit Card in this digital world. This App gives you access to an 811 Virtual Debit Card, that fits in your phone. Shop, pay your bills, recharge etc just with few taps. The Virtual Debit card makes everything easier and convenient. No more carrying around cards or missing it.

Kotak Mahindra Bank New Offers

KayMall – Kotak Bank Offer on IRCTC :


On Train Ticket booking made through KayMall get Zero service fee and payment gateway charges.

Validity: till 29th February 2020.


  • Login to Kotak Mahindra Bank App.
  • Select category form the KayMall section.
  • Proceed to the payment page after selecting the details.
  • Complete payment through Kotak account or Credit card.
  • Applicable for every user transacting for a train ticket bookings, only for IRCTC booking through KayMall.

KayMall – Kotak Bank New User Offer on Flights:

On booking flights through KayMall get 5% cashback (maximum Rs.250) and Zero payment gateway charges.

Validity: till 29th February 2020.

Kotak Mahindra Bank App –

  • Login to Kotak Mahindra Bank App, and select category form the KayMall section.
  • Add details and proceed to the payment page.
  • Finish payment using Kotak account or Credit card.

Kotak Net Banking –

  • Using CRN and Password, log in to Kotak Net Banking.
  • From the main header, choose ‘More’ and choose the ‘KayMall’ option, then select category.
  • Add details and make payment through Kotak Accounts or Credit Card.
  • Applicable only for new users transacting first time on KayMall. Also, only applicable for Goibibo flight booking through KayMall and once per CRN during the offer period.

Kotak Bank Offer on Clovia :

On a minimum shopping of Rs.1000, Offer 1 – get flat Rs.200 off and Offer 2 – get flat 10% off.

Validity: till 31st march 2020.

  • Visit the website, select product and add code.
  • Make payment using Kotak Debit/Credit cards or Net Banking.

Kotak Bank Offer – Kalyan Jewellers :

On purchase of Diamond Jewellery of amount Rs.40,000, get a gift voucher of Rs.3,000. On purchase of Gold Jewellery of amount Rs.70,000, get a gift voucher of Rs.2,500.

Validity: till 31st march 2020.

  • Visit the store of Kalyan Jewellers.
  • Select the item and add the received unique code before the completion of billing.
  • Proceed to pay with Kotak Debit/Credit Cards.

Kotak Bank Offer on Mfine App :

There are three offers available. On five consultations and health get flat 60% off (offer 1). On an Unlimited consultation subscription, get a discount of flat 30%.

Validity: till 31st march 2020.

  1. Sign up to mfine App (ios/android play store).


Offer 1 –


  • Select the doctor and specialty fo consultation.
  • Before payment checkout of every new consultation, do apply the coupon code to avail discount.

Offer 2 –

  • Choose the health check package you need, from the ‘Health Check Packages’ section.
  • Avail the discount on MRP, by adding the coupon code before payment checkout.

Offer 3 –

  • Select your subscription from ‘mfine subscriptions’.
  • Add the coupon code before payment checkout for availing the discount on MRP.
  • Pay the balance amount using Kotak Debit/Credit cards.

Kotak Bank Offer on PharmEasy :

For new users, get an instant discount of flat 30% off on a minimum purchase of Rs.1,000. For Existing users, get an instant discount of flat 21% off on no minimum purchase.

Validity: till 31st march 2020.

  • Visit the website (sign-in/login) and add your required medicines.
  • Upload prescription depending on the requirements.
  • Add the coupon code in the payment check out page.

Kotak Bank Offer on MakeMyTrip :

On EMI transactions using Kotak Credit Cards, avail offers such as No Cost EMI, and also instant discount up to 25%.

Validity: till 19th February 2020.

  • Log on to MakeMyTrip (website / app).
  • Avail offer using the promo code “MMTKOTAKEMI” (only on EMI retail transactions).
  • EMI is available to 3, 6, 9, and 12 months.

Kotak Bank Offer on Travelyaari :

On bus booking of Rs 500, get flat Rs.50 off. As well as on the bus booking of Rs.1,000, you can get flat Rs.100 off.

Validity: till 31st March 2020.

  • Visit the Website of Travelyatri, open the category of what you want to purchase.
  • Go through different rates. select your seat, pick up point, etc, and add required details.
  • Avail discounts by applying the coupon.
  • Proceed to finish the payment.

Kotak Bank Offer on 1mg :

Offer 1 –

  • In 1mg wallet get an instant discount of flat 20% and 5% additional cashback.

Offer 2 –

  • In 1mg wallet get an instant discount of up to 40% and 10% additional cashback.


Validity: till 31st March 2020.

  1. Visit the 1mg website.
  2. Choose the medicines and apply the promo code.
  3. Finish the payment using Kotak Debit or Credit card.

Kotak Bank Offer on Four Fountains Spa :

On Body wraps or Facials get flat 20%. On therapy of a minimum of 60 minutes and above, get Rs.500 off.

Validity: till 31st March 2020.

  1. Visit any outlets of Four Fountains Spa.
  2. Share the coupon code, get your services done.
  3. Avail discounts and make the payment using Kotak debit or credit card.

EaseMyTrip :

Kotak Bank Offers on Domestic Flights / Hotels –

  • On a minimum of Rs.20,000 domestic flight booking, get flat Rs.1,000 off. On a minimum of Rs.30,000 domestic hotel booking, get flat Rs.4,500 off. On a minimum of Rs.85,000 domestic holiday booking, get flat Rs.9,000 off.

Kotak Bank Offers on International Flights / Hotels –

  • On a minimum of Rs.50,000 International flight booking, get flat Rs.2,500 off. On a minimum of Rs.1,10,000 International holiday booking, get flat Rs.12,000 off.

Validity: till 31st March 2020.

  1. Book your Hotels/Flights by applying codes, to avail the discount.
  2. Make the payment using Kotak Debit/Credit cards or Net Banking.

Kotak Bank Offers on Swiggy :

On the first order, get a discount of 50% (up to Rs.125).

Validity: till 31st March 2020.

  1. Visit the website of Swiggy or APP.
  2. Choose your order, add the promo code.
  3. Give address, make the payment using Kotak Debit/Credit cards.

Popular Kotak Bank Offers

Kotak Bank Offers on Amazon :

Using Kotak Credit Card You can avail EMI of 3, 6, 9, 12 months, from Amazon.

Validity: till 31st December 2020.

  1. Log on to www.amazon.in
  2. Shop and during payment, select the ‘Pay by EMI’ option.
  3. Select your plan and ‘Kotak Mahindra Bank’ from the credit card options.
  4. With minimum interest and no processing fee, pay the simple installments every month.

Kotak Bank Offers on Flipkart :

Flipkart EMI offer avails you 3, 6, 9, 12, 18, and 24 months EMI.

Validity: till 31st December 2020.

  1. Log onto www.flipkart.com
  2. Choose the product and during the payment, select the ‘Pay by EMI’ option.
  3. Select your plan, then click on the ‘Kotak Mahindra Bank’ in the credit card options.
  4. At minimum interest and no processing fee, pay every month the simple installments.

Airport Lounge Access

Airport benefits are always good to have. We never know when a flight goes delays. Also, in the rush of traveling, enjoying your extra benefits is kind of relaxing, before/after the journey. Have fun and enjoy the gourmet meals, comfortable seating, widescreen TVs, and a lot more at the Airport Lounges with complimentary access.

This is available only in India. You can also enjoy unrestricted paid access with your accompanied guest. There will be Complimentary F&B, Alcohol, Wifi, Resting Area, Magazines & Newspapers, Massage Service, Spa, Smoking Area, Shower Facility, etc.

Note –

Require Kotak's signature Credit Card and Boarding Pass.

Validity: till the 30th of September, 2020.

  • Maximum of 2 free access available (Kotak Signature Credit Cardholders).

Kotak Bank Offer on Insurance :

Use Kotak Credit cards to pay your premium insurance payments. This can earn you 10X reward points.

Validity: till 31st march 2020.

  1. Use Kotak Credit Card to make your insurance payment from Rs.5,000 and above.
  2. Post the completion of the offer date, the reward point will be credited to your account within 90 days.
  3. During the offer period, the cardholder can earn an extra reward of a maximum of 5000.
  4. Receiving offer communication from the bank is necessary.
  5. Offer valid for – Kota League Platinum Credit card, Kotak Royale Signature Credit Card, Kotak Privy League Signature Credit Card, and Kotak Urbane Gold Credit Card.
  6. Applicable for the insurance payments made between 15th December’19 to 31st march’20, using Kotak Credit Cards.

Apple Dream Big EMI :

With Kotak get 6, 9, 12, 18, and 24 months EMI plan.

Validity: till 31st December 2020.

  1. Select an EMI duration from the payment desk of the outlet.
  2. Pay the easy installments, with no processing fee and at minimum interest.

Every Day Offers

Reliance Digital :

  • Get 5% cashback (max. Rs.2,000) on every Mondays. Available on a min. purchase of Rs.15,000, with Kotak Debit/Credit cards.

Validity: till 24th February 2020.

  1. Visit your nearest Reliance Digita store or www.reliancedigital.in.
  2. Avail the offer before generating the bill.
  3. To avail the offer, make the payment using Kotak Debit/Credit cards.
  4. Offer available only once a month.
  5. Valid on EMI and Non-EMI retail transactions.

Tata Cliq Offer :

Get instant discount 10% (max. Rs.1,000) on a minimum purchase of Rs.5,000 every Tuesdays. Use Kota Mahindra Debit/Credit cards to avail of the offer.

Validity: till 25th February 2020.

  1. Log on to www.tatacliq.com.
  2. Choose the products, add the coupon code ‘GOKOTAK‘ on the payment page.
  3. Finish the payment using Kotak Debit/Credit cards.

Myntra :

  • 10% instant discount (up to Rs.500) every Wednesday, on minimum spending of Rs.3,000 by using Kotak Mahindra Bank Debit/Credit Cards.

Validity: till 26th February 2020.

  1. Visit the Myntra Mobile App or www.myntra.com.
  2. Shop and make the payment using Kotak Debit/Credit Cards.

Big Basket – Big Savings 

  • Get 10% off (max. of Rs.300) every Wednesday. Applicable on a purchase for min. Rs.1,500 using Kotak Mahindra Bank Debit/Credit Cards.

Validity: till 26 February 2020.

  1. Log on to www.bigbasket.com or download the BigBasket App.
  2. Add the products to card and go to check out, then choose the delivery slot.
  3. Proceed to pay, then add the voucher code.
  4. KOTAKFEB1 is the voucher code for February 2020.
  5. Finish the payment with the Kotak Debit/Credit cards.
  6. The eligibility for the offer will be once a month.
  7. Not eligible for cashback on canceled or returned orders.

Swiggy – Instant Food & Instant Discount 

  • 20% on every Thursday (maximum of Rs.125). Order value is Rs.500 or above, paid using Kotak Debit/Credit Cards. Per month valid twice per user.

Validity: till 27th February 2020.

  1. Log onto Swiggy (website / App).
  2. Choose your meal, open your cart, and add the coupon code “KOTAK125“.
  3. Add address and make payment

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